Which law requires employers with over 50 full-time employees to provide minimum health coverage and specifications?

Study for the SHRM US Employment Laws and Regulations Test. Use flashcards and multiple choice questions with hints and explanations. Get exam ready!

The Patient Protection and Affordable Care Act (PPACA) requires employers with 50 or more full-time employees to provide minimum health coverage and adhere to specific requirements. This law, often referred to as the Affordable Care Act (ACA), was enacted to improve access to healthcare, enhance the quality of care, and reduce overall healthcare costs in the United States.

Under the PPACA, applicable large employers must offer health insurance that meets certain standards of affordability and coverage to avoid penalties during tax filing. This ensures that a significant portion of the workforce has access to essential health benefits and promotes a healthier working population, which can lead to improved productivity and reduced absenteeism.

In contrast, while the other options mentioned deal with various aspects of employment law, they do not specifically mandate health coverage for large employers:

  • The Fair Labor Standards Act primarily addresses minimum wage and overtime pay, not health insurance requirements.

  • The Employee Retirement Income Security Act (ERISA) regulates employee benefit plans but does not impose specific health coverage mandates on employers.

  • The Americans with Disabilities Act (ADA) focuses on preventing discrimination against individuals with disabilities and ensuring reasonable accommodations are made, without establishing requirements for health coverage.

Thus, the PPACA stands out as the law that specifically outlines health coverage

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