Under which act are employee benefits necessary to ensure basic wages?

The correct answer is the Employee Retirement Income Security Act (ERISA). This act plays a crucial role in regulating employee benefits, particularly in ensuring that employees receive the promised benefits of retirement plans and other benefit schemes. ERISA sets minimum standards for most voluntarily established pension and health plans in private industry, protecting the interests of participants and their beneficiaries by requiring transparency and accountability from the plan sponsors.

While the Fair Labor Standards Act (FLSA) pertains to wage and hour laws, including minimum wage and overtime pay, it does not specifically address the necessity of employee benefits. The Civil Rights Act (CRA) focuses on prohibiting discrimination in employment based on race, color, religion, sex, or national origin and does not directly relate to employee benefits. The Occupational Safety and Health Act (OSHA) mandates safe working conditions and practices but is also not concerned with the provision of employee benefits.

In summary, ERISA distinctly lays out protections regarding employee benefits, differentiating it from the other acts, which focus on different aspects of employment rights and workplace standards.