Employment practices liability insurance (EPLI) covers organizations against claims alleging violations of what?

Employment practices liability insurance (EPLI) is designed to protect organizations from claims made by employees or former employees alleging violations of employment rights. This may include a range of issues such as wrongful termination, discrimination, harassment, failure to promote, and retaliatory actions. EPLI provides financial protection against lawsuits and claims that arise from these employment-related disputes, covering legal expenses and potential settlements.

In this context, the focus is clearly on the legal obligations and rights associated with employment, which is why employment rights is the correct answer. While employee handbooks may set forth policies that articulate some employment rights, they themselves are not the subject of coverage in EPLI. Safety regulations and contractual agreements concern different aspects of employment law and business operations that are generally outside the scope of what EPLI protects against.